Is this calculation free and private?

Yes, 100% of calculations execute locally in your web browser. No inputs or personal data are stored or transmitted.

What does the Loan-to-Value (LTV) Ratio Calculator give me?

It works out Loan-to-Value, Home Equity Amount and Equity Ownership Stake, updating live as you change the inputs.

What do I need to enter?

Just Appraised Property Value and Mortgage Loan Balance. Every field has a sensible default you can start from.

Is my data uploaded anywhere?

No. The calculation runs in your browser with JavaScript — nothing you type is sent to a server or stored.

Does it work on a phone?

Yes. The layout adapts to small screens and needs no app or signup.

Loan-to-Value (LTV) Ratio Calculator

Calculate property Loan-to-Value (LTV) ratio, home equity stake, and PMI threshold assessment.

100% free
Private in browser
No signup
No watermarks

Appraised Property Value ($)

Mortgage Loan Balance ($)

Loan-to-Value (LTV Ratio %)

Home Equity Amount ($)

90,000

Equity Ownership Stake (%)

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About Loan-to-Value (LTV) Ratio Calculator

Calculate property Loan-to-Value (LTV) ratio, home equity stake, and PMI threshold assessment. Enter Appraised Property Value and Mortgage Loan Balance and the tool works out Loan-to-Value, Home Equity Amount and Equity Ownership Stake straight away. Everything runs in your browser, so your data never leaves your device.

How to use Loan-to-Value (LTV) Ratio Calculator

Enter Appraised Property Value and Mortgage Loan Balance.
Change any value to see the result update instantly.
Read Loan-to-Value, Home Equity Amount and Equity Ownership Stake in the results panel — copy or download what you need.

Key features

Shows Loan-to-Value (LTV Ratio %)
Shows Home Equity Amount ($)
Shows Equity Ownership Stake (%)
2 adjustable inputs, results update as you type
No signup, no limits

Frequently asked questions

Is this calculation free and private?: Yes, 100% of calculations execute locally in your web browser. No inputs or personal data are stored or transmitted.
What does the Loan-to-Value (LTV) Ratio Calculator give me?: It works out Loan-to-Value, Home Equity Amount and Equity Ownership Stake, updating live as you change the inputs.
What do I need to enter?: Just Appraised Property Value and Mortgage Loan Balance. Every field has a sensible default you can start from.
Is my data uploaded anywhere?: No. The calculation runs in your browser with JavaScript — nothing you type is sent to a server or stored.
Does it work on a phone?: Yes. The layout adapts to small screens and needs no app or signup.

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