PMI (Private Mortgage Insurance) Calculator

Calculate monthly private mortgage insurance (PMI) payment and years until automatic cancellation at 78% LTV.

  • 100% free
  • Private in browser
  • No signup
  • No watermarks
Monthly PMI Payment ($)
205.83
Annual PMI Cost ($)
2,470
Loan Balance for 78% LTV Cancellation ($)
312,000

Rate this tool

Be the first to rate — helps others and improves this page.

About PMI (Private Mortgage Insurance) Calculator

Calculate monthly private mortgage insurance (PMI) payment and years until automatic cancellation at 78% LTV. Enter Home Purchase Price, Down Payment and Annual PMI Rate and the tool works out Monthly PMI Payment, Annual PMI Cost and Loan Balance for 78% LTV Cancellation straight away. Everything runs in your browser, so your data never leaves your device.

How to use PMI (Private Mortgage Insurance) Calculator

  1. Enter Home Purchase Price, Down Payment and Annual PMI Rate.
  2. Change any value to see the result update instantly.
  3. Read Monthly PMI Payment, Annual PMI Cost and Loan Balance for 78% LTV Cancellation in the results panel — copy or download what you need.

Key features

  • Shows Monthly PMI Payment ($)
  • Shows Annual PMI Cost ($)
  • Shows Loan Balance for 78% LTV Cancellation ($)
  • 3 adjustable inputs, results update as you type
  • No signup, no limits

Frequently asked questions

Is this calculation free and private?
Yes, 100% of calculations execute locally in your web browser. No inputs or personal data are stored or transmitted.
What does the PMI (Private Mortgage Insurance) Calculator give me?
It works out Monthly PMI Payment, Annual PMI Cost and Loan Balance for 78% LTV Cancellation, updating live as you change the inputs.
What do I need to enter?
Just Home Purchase Price, Down Payment and Annual PMI Rate. Every field has a sensible default you can start from.
Is my data uploaded anywhere?
No. The calculation runs in your browser with JavaScript — nothing you type is sent to a server or stored.
Does it work on a phone?
Yes. The layout adapts to small screens and needs no app or signup.
PMI (Private Mortgage Insurance) Calculator | TheToolss