FD Calculator
Calculate fixed deposit maturity amount and interest.
- 100% free
- Private in browser
- No signup
- No watermarks
Result
- Maturity amount
- 141,477.82
- Total interest:
- 41,477.82
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About FD Calculator
A fixed deposit pays compound interest, most commonly compounded quarterly by Indian banks. This FD Calculator on TheToolss computes your maturity amount and total interest from the deposit amount, annual rate, tenure in years, and compounding frequency. Enter your figures to plan a deposit or compare bank offers before you lock in. Change the compounding to match your bank if it differs. Interest rate is your input, so results stay accurate for any bank. It runs in your browser — free, private, and no signup.
How to use FD Calculator
- Enter your deposit amount and annual interest rate.
- Enter the tenure in years and compounding frequency.
- Read the maturity amount and total interest.
Key features
- Quarterly compounding by default
- Maturity value and total interest
- Adjustable compounding frequency
- Rate is your input — never outdated
- Private in-browser calculation
Frequently asked questions
- Is the FD Calculator free?
- Yes. It is free on TheToolss with no signup.
- How is FD interest calculated?
- Using compound interest: Maturity = P(1 + r/n)^(nt). Most banks compound quarterly (n = 4).
- Does it deduct TDS?
- No. It shows the gross maturity value. Tax (TDS) depends on your income and is not applied here.
- Can I change the compounding frequency?
- Yes. Choose annually, quarterly, or monthly to match your bank’s terms.
- Is my data uploaded?
- No. The calculation runs in your browser.
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