RD Calculator

Calculate recurring deposit maturity and interest.

  • 100% free
  • Private in browser
  • No signup
  • No watermarks

Result

Maturity value
129,154.19
Invested
120,000
Interest earned
9,154.19

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About RD Calculator

A recurring deposit lets you save a fixed amount every month and earn compound interest on the growing balance. This RD Calculator on TheToolss estimates your maturity value, total amount invested, and interest earned from your monthly deposit, annual interest rate, and tenure in months. It assumes each deposit compounds monthly, giving a clear estimate you can use to plan savings or compare bank RD schemes. Interest rate is your input, so results stay accurate. It runs in your browser — free, private, and no signup.

How to use RD Calculator

  1. Enter your monthly deposit amount.
  2. Enter the annual interest rate and tenure in months.
  3. Read the maturity value, amount invested, and interest earned.

Key features

  • Monthly deposit maturity estimate
  • Shows invested amount and interest
  • Compounds monthly on each deposit
  • Rate is your input — never outdated
  • Private in-browser calculation

Frequently asked questions

Is the RD Calculator free?
Yes. It is free on TheToolss with no signup.
How is RD maturity calculated?
Each monthly deposit earns compound interest for the months remaining until maturity; the tool sums all deposits with their interest.
Why might my bank’s figure differ slightly?
Banks often compound quarterly and round each quarter. This tool uses monthly compounding, so results are a close estimate.
Does it deduct TDS?
No. It shows the gross maturity value before any tax.
Is my data uploaded?
No. The calculation runs in your browser.
RD Calculator — Recurring Deposit Maturity | TheToolss