HRA Calculator

Calculate HRA exemption and taxable HRA.

  • 100% free
  • Private in browser
  • No signup
  • No watermarks

HRA exemption

Exempt HRA
180,000
Taxable HRA
120,000
Rule 1: actual HRA
300,000
Rule 2: rent − 10% basic
180,000
Rule 3: 50% of basic
300,000

Rate this tool

Be the first to rate — helps others and improves this page.

About HRA Calculator

House Rent Allowance (HRA) is partly exempt from income tax under the old regime. HRA Calculator on TheToolss computes your exemption as the least of three amounts: actual HRA received, rent paid minus 10% of basic salary, and 50% of basic (metro) or 40% (non-metro). Enter annual figures to see your exempt and taxable HRA, plus each rule’s value. It runs in your browser — free, private, and no signup.

How to use HRA Calculator

  1. Enter your annual basic salary and HRA received.
  2. Enter annual rent paid and choose metro/non-metro.
  3. Read your exempt and taxable HRA.

Key features

  • Applies the least-of-three rule
  • Metro vs non-metro handling
  • Shows each rule’s amount
  • Exempt and taxable HRA
  • Private in-browser calculation

Frequently asked questions

Is the HRA Calculator free?
Yes. It is free on TheToolss with no signup.
How is HRA exemption calculated?
The exemption is the least of: actual HRA received, rent paid minus 10% of basic, and 50% of basic (metro) or 40% (non-metro).
Which cities count as metro?
Delhi, Mumbai, Kolkata, and Chennai are treated as metro cities (50%). Others use 40%.
Does HRA exemption apply in the new tax regime?
HRA exemption is generally available under the old regime. Verify current rules for your situation.
Is my data uploaded?
No. The calculation runs in your browser.
HRA Calculator — House Rent Allowance Exemption | TheToolss