SWP (Systematic Withdrawal Plan) Calculator

Calculate monthly pension payouts and remaining portfolio balance under a Systematic Withdrawal Plan (SWP).

  • 100% free
  • Private in browser
  • No signup
  • No watermarks
Total Cash Payout Withdrawn ($)
600,000
Remaining Portfolio Balance ($)
990,850

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About SWP (Systematic Withdrawal Plan) Calculator

Calculate monthly pension payouts and remaining portfolio balance under a Systematic Withdrawal Plan (SWP). Enter Total Initial Corpus, Monthly Withdrawal Amount and Annual Portfolio Growth Rate and the tool works out Total Cash Payout Withdrawn and Remaining Portfolio Balance straight away. Everything runs in your browser, so your data never leaves your device.

How to use SWP (Systematic Withdrawal Plan) Calculator

  1. Enter Total Initial Corpus, Monthly Withdrawal Amount and Annual Portfolio Growth Rate.
  2. Adjust the remaining options (Withdrawal Duration) to match your case.
  3. Read Total Cash Payout Withdrawn and Remaining Portfolio Balance in the results panel — copy or download what you need.

Key features

  • Shows Total Cash Payout Withdrawn ($)
  • Shows Remaining Portfolio Balance ($)
  • 4 adjustable inputs, results update as you type
  • No signup, no limits
  • Runs entirely in your browser — nothing is uploaded

Frequently asked questions

Is this calculation free and private?
Yes, 100% of calculations execute locally in your web browser. No inputs or personal data are stored or transmitted.
What does the SWP (Systematic Withdrawal Plan) Calculator give me?
It works out Total Cash Payout Withdrawn and Remaining Portfolio Balance, updating live as you change the inputs.
What do I need to enter?
Just Total Initial Corpus, Monthly Withdrawal Amount, Annual Portfolio Growth Rate and Withdrawal Duration. Every field has a sensible default you can start from.
Is my data uploaded anywhere?
No. The calculation runs in your browser with JavaScript — nothing you type is sent to a server or stored.
Does it work on a phone?
Yes. The layout adapts to small screens and needs no app or signup.
SWP (Systematic Withdrawal Plan) Calculator | TheToolss